Start with your clinic

Clinic fees can depend on the specific service, why it is needed, who requested it, and the Ontario rules that apply. Requests that appear similar may be handled differently.

Your clinic is the best source of information about a particular fee, invoice, payment, document request, or policy. Ask for clarification before the work begins whenever possible.

Common questions

Select a question to read a short general answer.

What is an uninsured service?

An uninsured service is a service that is not covered by OHIP. A request can arise in a medical clinic without being an insured service. Whether a fee may apply depends on the exact service and the Ontario rules that apply.

Why did my clinic charge for a form or note?

Completing a form, note, certificate, or report may require the clinic to understand the request, review relevant records, decide whether an assessment is needed, provide a professional opinion, and prepare the document accurately. Some related services may be covered by OHIP, some may be billed to a patient or third party, and some may not permit a separate fee.

Should the clinic tell me about the fee before doing the work?

Whenever possible, the clinic should explain an uninsured-service fee before the service or work is completed. Ask what the fee covers, who is responsible for payment, what amount is expected, and when payment is due.

Why might there be a fee for medical records?

Copying, preparing, reviewing, or transferring medical records can involve administrative and professional work. A reasonable fee may apply depending on the request. Ask whether selected records or a summary would meet your needs and request an estimate before the records are prepared.

Can a clinic charge for a missed appointment?

A clinic may have a missed-appointment or late-cancellation policy. Whether a fee applies depends on the clinic's communicated policy, the appointment involved, the notice provided, and the circumstances. Explain any exceptional circumstances and ask whether the charge can be reviewed.

Who pays for a third-party request?

The patient or the organization that requested the work may be responsible for payment depending on the request, the agreement between the parties, and the applicable rules. Confirm the payer, expected work, estimated fee, and payment terms before the clinic begins whenever possible.

What is the difference between an invoice and a receipt?

An invoice requests payment. A receipt confirms that payment was received. A statement summarizes account activity and may show invoices, payments, adjustments, and an outstanding balance.

Is HST charged on every uninsured service?

No single rule applies to every service. Some services may be subject to HST while others may be exempt. The answer depends on the nature and purpose of the service and applicable tax rules. Ask the clinic whether tax is included or added.

What should I do if I do not understand an invoice?

Contact the clinic and ask what service or request the charge relates to, who is responsible for payment, how the amount was calculated, whether tax applies, and when payment is due. If you believe there is an error, ask the clinic to review the account.

What if I am having difficulty paying?

Contact the clinic and ask what options may be available. Depending on the circumstances, the clinic may consider flexibility, a payment arrangement, a reduction, or a waiver. An outstanding uninsured-service balance should not cause a patient to avoid seeking medically necessary care.

Is email or SMS safe for clinic communication?

Email and SMS can be convenient, but each method has privacy and security limitations. The appropriate method depends on the information, purpose, urgency, available safeguards, and clinic policy. Do not assume email or SMS is monitored for an urgent medical concern.

Can ClinicFees.ca review or resolve my specific fee?

No. ClinicFees.ca provides general education and does not access clinic records, invoices, payments, or patient information. Questions or concerns about a specific charge must be directed to the clinic involved.

Before the work begins

When possible, ask the clinic these questions before an uninsured service is provided:

  • What service or request is being completed?
  • Is any part of it covered by OHIP?
  • Who is responsible for payment?
  • What amount will be charged?
  • Is any applicable tax included or added?
  • When will the work be completed, and when is payment due?

Important note

ClinicFees.ca provides general education only. It does not determine whether a specific service, fee, tax, invoice, payment term, policy, communication method, waiver, refund, or outstanding balance is permitted, accurate, reasonable, payable, or collectible. Your clinic's own policy and applicable Ontario requirements apply.